Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Guzarpur, Ghoshpara branch in Howrah, Kolkata, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001069. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Guzarpur, Ghoshpara, Howrah

The table below shows the main details of the IFSC Code BDBL0001069 for the Bandhan Bank Limited branch in Howrah, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001069
Branch Guzarpur, Ghoshpara
City Howrah
District Kolkata
State West Bengal
Address Shree Krishna Appartement,1St Floor,Kalatala,Vill Guzarpur,P.O.Amta,Dist.Howrah,West Bengal,Pin - 711401

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Howrah for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001069 for the Guzarpur, Ghoshpara branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Guzarpur, Ghoshpara, Howrah, West Bengal, is provided with a unique IFSC like BDBL0001069 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Howrah.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Howrah and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Guzarpur, Ghoshpara do not get mixed with another location.

Format of the IFSC Code BDBL0001069

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guzarpur, Ghoshpara in Howrah.

For example, the IFSC Code BDBL0001069 of Bandhan Bank Limited for the Guzarpur, Ghoshpara branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001069 of Bandhan Bank Limited for its Guzarpur, Ghoshpara branch located in Howrah, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Howrah and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Guzarpur, Ghoshpara or Howrah to get the exact IFSC Code BDBL0001069.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Howrah that will provide accurate information.

How to Use IFSC Code BDBL0001069 for Online Transfers?

Once you have the IFSC Code BDBL0001069 for the Guzarpur, Ghoshpara branch of Bandhan Bank Limited in Howrah, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001069. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001069.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Guzarpur, Ghoshpara in Howrah, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Guzarpur, Ghoshpara, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Howrah manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Guzarpur, Ghoshpara, Howrah?

The IFSC Code is BDBL0001069.

Is the IFSC Code BDBL0001069 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Guzarpur, Ghoshpara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Guzarpur, Ghoshpara branch?

The address of the branch is Shree Krishna Appartement,1St Floor,Kalatala,Vill Guzarpur,P.O.Amta,Dist.Howrah,West Bengal,Pin - 711401 located in Howrah, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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