Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Gakul Nagar branch in Sipahijala, Guwahati, Tripura, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Sipahijala or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code BDBL0001493. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Gakul Nagar, Sipahijala
Here are the main details that are associated with the IFSC Code BDBL0001493 of Bandhan Bank Limited for its branch located in Sipahijala, within the district of Guwahati in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001493 |
| Branch | Gakul Nagar |
| City | Sipahijala |
| District | Guwahati |
| State | Tripura |
| Address | B.S.D.M.Tripura,Gakulnagar Near Rastarmatha,P.O.-Bishalgarh,Dist -Sepahijola,Tripura,Pin-799102 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Sipahijala for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001493 for the Gakul Nagar branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Gakul Nagar, Sipahijala, Tripura, are allotted a unique IFSC like BDBL0001493 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sipahijala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sipahijala and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bandhan Bank Limited in Gakul Nagar reaches the right place, even though there are thousands of branches in Tripura and across India.
Format of the IFSC Code BDBL0001493
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gakul Nagar in Sipahijala.
For example, the IFSC Code BDBL0001493 of Bandhan Bank Limited for the Gakul Nagar branch has these elements, identifying the bank and the branch location in Sipahijala and Tripura correctly.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001493 of Bandhan Bank Limited for its Gakul Nagar branch located in Sipahijala, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Sipahijala and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Gakul Nagar or Sipahijala to find the exact IFSC Code BDBL0001493.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Sipahijala will provide accurate information.
How to Use IFSC Code BDBL0001493 for Online Transfers?
Once you have the IFSC Code BDBL0001493 for the Gakul Nagar branch of Bandhan Bank Limited in Sipahijala, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001493. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001493.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Gakul Nagar in Sipahijala may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Gakul Nagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sipahijala manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001493.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is B.S.D.M.Tripura,Gakulnagar Near Rastarmatha,P.O.-Bishalgarh,Dist -Sepahijola,Tripura,Pin-799102 located in Sipahijala, Guwahati, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.