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IFSC Code of Bandhan Bank Limited, North Lakhimpur, Guwahati, Assam — BDBL0001487

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its North Lakhimpur branch in Lakhimpur, Guwahati, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0001487. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, North Lakhimpur, Lakhimpur

The table below shows the main details of the IFSC Code BDBL0001487 for the Bandhan Bank Limited branch in Lakhimpur, which falls under the Guwahati district in Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001487
Branch North Lakhimpur
City Lakhimpur
District Guwahati
State Assam
Address Cd Road,Ward-3M,P.O.North Lakhimpur,Dist.Lakhimpur,Assam,Pin -787001

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Lakhimpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001487 for the North Lakhimpur branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001487 is given to every bank branch, including Bandhan Bank Limited located in North Lakhimpur, Lakhimpur, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Lakhimpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur and Guwahati.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in North Lakhimpur doesn't end up at another location.

Format of the IFSC Code BDBL0001487

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as North Lakhimpur in Lakhimpur.

For example, the IFSC Code BDBL0001487 of Bandhan Bank Limited for the North Lakhimpur branch includes these elements, identifying the bank and the branch location in Lakhimpur and Assam accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0001487 of Bandhan Bank Limited for its North Lakhimpur branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Lakhimpur and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for North Lakhimpur or Lakhimpur to get the exact IFSC Code BDBL0001487.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Lakhimpur, then it will provide you proper information.

How to Use IFSC Code BDBL0001487 for Online Transfers?

Once you have the IFSC Code BDBL0001487 for the North Lakhimpur branch of Bandhan Bank Limited in Lakhimpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001487. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001487.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited North Lakhimpur in Lakhimpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in North Lakhimpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lakhimpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in North Lakhimpur, Lakhimpur?

The IFSC Code is BDBL0001487.

Is the IFSC Code BDBL0001487 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited North Lakhimpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the North Lakhimpur branch?

The address of the branch is Cd Road,Ward-3M,P.O.North Lakhimpur,Dist.Lakhimpur,Assam,Pin -787001 located in Lakhimpur, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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