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IFSC Code of Bandhan Bank Limited, Paikpara, Kolkata, West Bengal — BDBL0002177

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Paikpara branch in North Twenty Four Parganas, Kolkata, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in North Twenty Four Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002177. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Paikpara, North Twenty Four Parganas

The table below shows the main details of the IFSC Code BDBL0002177 for the Bandhan Bank Limited branch in North Twenty Four Parganas, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002177
Branch Paikpara
City North Twenty Four Parganas
District Kolkata
State West Bengal
Address First Floor,15/1C/1K,Raja Manindra Road,Ps-Chitpur,Kolkata,State-West Bengal,Pin-700037

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in North Twenty Four Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002177 for the Paikpara branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Paikpara, North Twenty Four Parganas, West Bengal, is provided a unique IFSC like BDBL0002177 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in North Twenty Four Parganas.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North Twenty Four Parganas and Kolkata.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Paikpara do not get misguided to another person.

Format of the IFSC Code BDBL0002177

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Paikpara in North Twenty Four Parganas.

For example, the IFSC Code BDBL0002177 of Bandhan Bank Limited for the Paikpara branch has these elements, identifying the bank and the branch location in North Twenty Four Parganas and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002177 of Bandhan Bank Limited for its Paikpara branch located in North Twenty Four Parganas, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in North Twenty Four Parganas and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Paikpara or North Twenty Four Parganas to get the exact IFSC Code BDBL0002177.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and North Twenty Four Parganas, you'll get the correct details.

How to Use IFSC Code BDBL0002177 for Online Transfers?

Once you have the IFSC Code BDBL0002177 for the Paikpara branch of Bandhan Bank Limited in North Twenty Four Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002177. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002177.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Paikpara in North Twenty Four Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Paikpara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North Twenty Four Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Paikpara, North Twenty Four Parganas?

The IFSC Code is BDBL0002177.

Is the IFSC Code BDBL0002177 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Paikpara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Paikpara branch?

The address of the branch is First Floor,15/1C/1K,Raja Manindra Road,Ps-Chitpur,Kolkata,State-West Bengal,Pin-700037 located in North Twenty Four Parganas, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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