For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Chak Kanthalia branch in North 24 Parganas, Kolkata, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001073. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Chak Kanthalia, North 24 Parganas
Here are the key points that are associated with the IFSC Code BDBL0001073 of Bandhan Bank Limited for its branch located in North 24 Parganas, within the district of Kolkata in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001073 |
| Branch | Chak Kanthalia |
| City | North 24 Parganas |
| District | Kolkata |
| State | West Bengal |
| Address | Vill Chalk Kantaliabarasat Road,P.O.Sewli Telini Para,West Bengal,Pin -700121 |
These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in North 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001073 for the Chak Kanthalia branch of Bandhan Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Chak Kanthalia, North 24 Parganas, West Bengal, is provided with a unique IFSC like BDBL0001073 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in North 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like North 24 Parganas and Kolkata.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Chak Kanthalia do not get mixed with another location.
Format of the IFSC Code BDBL0001073
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chak Kanthalia in North 24 Parganas.
For example, the IFSC Code BDBL0001073 of Bandhan Bank Limited for the Chak Kanthalia branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0001073 of Bandhan Bank Limited for its Chak Kanthalia branch located in North 24 Parganas, the following methods can help:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in North 24 Parganas and Kolkata, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Chak Kanthalia or North 24 Parganas to get the exact IFSC Code BDBL0001073.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and North 24 Parganas, you'll get the correct details.
How to Use IFSC Code BDBL0001073 for Online Transfers?
Once you have the IFSC Code BDBL0001073 for the Chak Kanthalia branch of Bandhan Bank Limited in North 24 Parganas, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001073. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001073.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Chak Kanthalia in North 24 Parganas, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Chak Kanthalia, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001073.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Chalk Kantaliabarasat Road,P.O.Sewli Telini Para,West Bengal,Pin -700121 located in North 24 Parganas, Kolkata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.