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IFSC Code of Bandhan Bank Limited, Hamidhati Pilkhandi, Kolkata, West Bengal — BDBL0001279

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Hamidhati Pilkhandi branch in Murshidabad, Kolkata, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001279. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Hamidhati Pilkhandi, Murshidabad

The table below shows the main details of the IFSC Code BDBL0001279 for the Bandhan Bank Limited branch in Murshidabad, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001279
Branch Hamidhati Pilkhandi
City Murshidabad
District Kolkata
State West Bengal
Address Villhamidhati Pilkhudi,P.O.Salar,Dist.Murshidabad,West Bengal,Pin -742401

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Murshidabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001279 for the Hamidhati Pilkhandi branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001279 is given to every bank branch, including Bandhan Bank Limited located in Hamidhati Pilkhandi, Murshidabad, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Murshidabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Murshidabad and Kolkata.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Hamidhati Pilkhandi doesn't end up at another location.

Format of the IFSC Code BDBL0001279

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hamidhati Pilkhandi in Murshidabad.

For example, the IFSC Code BDBL0001279 of Bandhan Bank Limited for the Hamidhati Pilkhandi branch has these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001279 of Bandhan Bank Limited for its Hamidhati Pilkhandi branch located in Murshidabad, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Murshidabad and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Hamidhati Pilkhandi or Murshidabad to get the exact IFSC Code BDBL0001279.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Murshidabad, you'll get the correct details.

How to Use IFSC Code BDBL0001279 for Online Transfers?

If you have the IFSC Code BDBL0001279 for the Hamidhati Pilkhandi branch of Bandhan Bank Limited in Murshidabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001279. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001279.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Hamidhati Pilkhandi in Murshidabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Hamidhati Pilkhandi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Murshidabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Hamidhati Pilkhandi Murshidabad?

The IFSC Code of the Hamidhati Pilkhandi Murshidabad branch is BDBL0001279.

Is IFSC Code BDBL0001279 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Hamidhati Pilkhandi branch?

The branch is located at Villhamidhati Pilkhudi,P.O.Salar,Dist.Murshidabad,West Bengal,Pin -742401.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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