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IFSC Code of Bandhan Bank Limited, Fultala Gulzarbagh, Kolkata, West Bengal — BDBL0001131

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Fultala Gulzarbagh branch in Murshidabad, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001131. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Fultala Gulzarbagh, Murshidabad

Here are some of the key details that come with the IFSC Code BDBL0001131 of Bandhan Bank Limited for its branch located in Murshidabad, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001131
Branch Fultala Gulzarbagh
City Murshidabad
District Kolkata
State West Bengal
Address Villfultala,Near Bus Stand,P.O.Jiaganj,Dist.Murshidabad,West Bengal,Pin-742123

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Murshidabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001131 for the Fultala Gulzarbagh branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Fultala Gulzarbagh, Murshidabad, West Bengal, are given a unique IFSC like BDBL0001131 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Murshidabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Murshidabad and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bandhan Bank Limited in Fultala Gulzarbagh goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BDBL0001131

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fultala Gulzarbagh in Murshidabad.

For example, the IFSC Code BDBL0001131 of Bandhan Bank Limited for the Fultala Gulzarbagh branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001131 of Bandhan Bank Limited for its Fultala Gulzarbagh branch located in Murshidabad, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Murshidabad and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Fultala Gulzarbagh or Murshidabad to find the exact IFSC Code BDBL0001131.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Murshidabad will provide accurate information.

How to Use IFSC Code BDBL0001131 for Online Transfers?

Once you have the IFSC Code BDBL0001131 for the Fultala Gulzarbagh branch of Bandhan Bank Limited in Murshidabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001131. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001131.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Fultala Gulzarbagh in Murshidabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Fultala Gulzarbagh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Fultala Gulzarbagh Murshidabad?

The IFSC Code of the Fultala Gulzarbagh Murshidabad branch is BDBL0001131.

Is IFSC Code BDBL0001131 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Fultala Gulzarbagh branch?

The branch is located at Villfultala,Near Bus Stand,P.O.Jiaganj,Dist.Murshidabad,West Bengal,Pin-742123.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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