Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Siripur Branch, Bhubaneshwar branch in Khordha, Bhubaneswar, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BDBL0002381. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Siripur Branch, Bhubaneshwar, Khordha
The table below shows the main details of the IFSC Code BDBL0002381 for the Bandhan Bank Limited branch in Khordha, which falls under the Bhubaneswar district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002381 |
| Branch | Siripur Branch, Bhubaneshwar |
| City | Khordha |
| District | Bhubaneswar |
| State | Odisha |
| Address | Ap Tower, 384-385 Paik Nagar, Azad Marg, Delta Square, Ps - Nayapali, Dist. Khurda Bhubaneswar -751003 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Khordha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002381 for the Siripur Branch, Bhubaneshwar branch of Bandhan Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Siripur Branch, Bhubaneshwar, Khordha, Odisha, are given a unique IFSC like BDBL0002381 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Khordha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Khordha and Bhubaneswar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bandhan Bank Limited in Siripur Branch, Bhubaneshwar goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BDBL0002381
This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Siripur Branch, Bhubaneshwar in Khordha.
For example, the IFSC Code BDBL0002381 of Bandhan Bank Limited for the Siripur Branch, Bhubaneshwar branch includes these elements, identifying the bank and the branch location in Khordha and Odisha accurately.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0002381 of Bandhan Bank Limited for its Siripur Branch, Bhubaneshwar branch located in Khordha, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Khordha and Bhubaneswar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Siripur Branch, Bhubaneshwar or Khordha to find the exact IFSC Code BDBL0002381.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Khordha will provide accurate information.
How to Use IFSC Code BDBL0002381 for Online Transfers?
Once you have the IFSC Code BDBL0002381 for the Siripur Branch, Bhubaneshwar branch of Bandhan Bank Limited in Khordha, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0002381. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002381.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Siripur Branch, Bhubaneshwar in Khordha, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Siripur Branch, Bhubaneshwar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Khordha manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Siripur Branch, Bhubaneshwar Khordha branch is BDBL0002381.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ap Tower, 384-385 Paik Nagar, Azad Marg, Delta Square, Ps - Nayapali, Dist. Khurda Bhubaneswar -751003.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.