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IFSC Code of Bandhan Bank Limited, Khurda, Bhubaneswar, Odisha — BDBL0001331

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Khurda branch in Khordha, Bhubaneswar, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BDBL0001331. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Khurda, Khordha

Here are the main details that are associated with the IFSC Code BDBL0001331 of Bandhan Bank Limited for its branch located in Khordha, within the district of Bhubaneswar in the state of Odisha.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001331
Branch Khurda
City Khordha
District Bhubaneswar
State Odisha
Address Khurda Main Road, Beside Idbi Bank, P.O. Dist. Khurda, Odisha, Pin - 752055

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Khordha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001331 for the Khurda branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001331 is given to every bank branch, including Bandhan Bank Limited located in Khurda, Khordha, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Khordha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Khordha and Bhubaneswar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Khurda doesn't end up at another location.

Format of the IFSC Code BDBL0001331

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khurda in Khordha.

For example, the IFSC Code BDBL0001331 of Bandhan Bank Limited for the Khurda branch includes these elements, identifying the bank and the branch location in Khordha and Odisha correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001331 of Bandhan Bank Limited for its Khurda branch located in Khordha, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Khordha and Bhubaneswar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Khurda or Khordha to get the exact IFSC Code BDBL0001331.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Khordha that will provide accurate information.

How to Use IFSC Code BDBL0001331 for Online Transfers?

Once you have the IFSC Code BDBL0001331 for the Khurda branch of Bandhan Bank Limited in Khordha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001331. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001331.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Khurda in Khordha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Khurda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Khordha manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Khurda, Khordha?

The IFSC Code is BDBL0001331.

Is the IFSC Code BDBL0001331 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Khurda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khurda branch?

The address of the branch is Khurda Main Road, Beside Idbi Bank, P.O. Dist. Khurda, Odisha, Pin - 752055 located in Khordha, Bhubaneswar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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