IFSC Code of Bandhan Bank Limited, Kalacharra, Guwahati, Assam — BDBL0001523

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Kalacharra branch in Karimganj, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Karimganj or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0001523. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Kalacharra, Karimganj

Here are the main details that are associated with the IFSC Code BDBL0001523 of Bandhan Bank Limited for its branch located in Karimganj, within the district of Guwahati in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Karimganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001523 for the Kalacharra branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Kalacharra, Karimganj, Assam, are allotted a unique IFSC like BDBL0001523 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Karimganj.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Karimganj and Guwahati.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Kalacharra reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code BDBL0001523

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalacharra in Karimganj.

For example, the IFSC Code BDBL0001523 of Bandhan Bank Limited for the Kalacharra branch includes these elements, identifying the bank and the branch location in Karimganj and Assam correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001523 of Bandhan Bank Limited for its Kalacharra branch located in Karimganj, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Karimganj and Guwahati, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Kalacharra or Karimganj to get the exact IFSC Code BDBL0001523.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Karimganj, you'll get the correct details.

How to Use IFSC Code BDBL0001523 for Online Transfers?

If you have the IFSC Code BDBL0001523 for the Kalacharra branch of Bandhan Bank Limited in Karimganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001523. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001523.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Kalacharra in Karimganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kalacharra, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bandhan Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karimganj to handle online money transfers and get their cheques cleared smoothly.