There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Fancy Bazar Branch Guwahati branch in Kamrup Metropolitan, Guwahati, Assam, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Kamrup Metropolitan or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code BDBL0002488. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Fancy Bazar Branch Guwahati, Kamrup Metropolitan
Here are some of the key details that come with the IFSC Code BDBL0002488 of Bandhan Bank Limited for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002488 |
| Branch | Fancy Bazar Branch Guwahati |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Dugar Bhawan, House No 140, Hb Road, Ward No 139, Fancy Bazar, Guwahati, Dist - Kamrup Metro, State- Assam, Pin - 781001 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Kamrup Metropolitan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0002488 for the Fancy Bazar Branch Guwahati branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Fancy Bazar Branch Guwahati, Kamrup Metropolitan, Assam, are given a unique IFSC like BDBL0002488 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kamrup Metropolitan and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bandhan Bank Limited in Fancy Bazar Branch Guwahati goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BDBL0002488
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fancy Bazar Branch Guwahati in Kamrup Metropolitan.
For example, the IFSC Code BDBL0002488 of Bandhan Bank Limited for the Fancy Bazar Branch Guwahati branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.
How to Find IFSC Code for Bandhan Bank Limited?
If you are looking for the IFSC Code BDBL0002488 of Bandhan Bank Limited for its Fancy Bazar Branch Guwahati branch located in Kamrup Metropolitan, the following methods can help:
Cheque Book
The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bandhan Bank Limited branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Fancy Bazar Branch Guwahati or Kamrup Metropolitan to get the exact IFSC Code BDBL0002488.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Kamrup Metropolitan, then it will provide you proper information.
How to Use IFSC Code BDBL0002488 for Online Transfers?
Once you have the IFSC Code BDBL0002488 for the Fancy Bazar Branch Guwahati branch of Bandhan Bank Limited in Kamrup Metropolitan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0002488. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002488.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Fancy Bazar Branch Guwahati in Kamrup Metropolitan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Fancy Bazar Branch Guwahati, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kamrup Metropolitan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Fancy Bazar Branch Guwahati Kamrup Metropolitan branch is BDBL0002488.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dugar Bhawan, House No 140, Hb Road, Ward No 139, Fancy Bazar, Guwahati, Dist - Kamrup Metro, State- Assam, Pin - 781001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.