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IFSC Code of Bandhan Bank Limited, Dakshin Narathali, Kolkata, West Bengal — BDBL0001093

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Dakshin Narathali branch in Jalpaiguri, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001093. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Dakshin Narathali, Jalpaiguri

Here are the key points that are associated with the IFSC Code BDBL0001093 of Bandhan Bank Limited for its branch located in Jalpaiguri, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001093
Branch Dakshin Narathali
City Jalpaiguri
District Kolkata
State West Bengal
Address Vill Dakhin Kamakhaguri,P.O.Kamakhaguri,Dist.Jalpaiguri,W.Bengal,Pin -736202

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Jalpaiguri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001093 for the Dakshin Narathali branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Dakshin Narathali, Jalpaiguri, West Bengal, are allotted a unique IFSC like BDBL0001093 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalpaiguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalpaiguri and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Dakshin Narathali reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BDBL0001093

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dakshin Narathali in Jalpaiguri.

For example, the IFSC Code BDBL0001093 of Bandhan Bank Limited for the Dakshin Narathali branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001093 of Bandhan Bank Limited for its Dakshin Narathali branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Jalpaiguri and Kolkata, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Dakshin Narathali or Jalpaiguri to get the exact IFSC Code BDBL0001093.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Jalpaiguri, you'll get the correct details.

How to Use IFSC Code BDBL0001093 for Online Transfers?

Once you have the IFSC Code BDBL0001093 for the Dakshin Narathali branch of Bandhan Bank Limited in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001093. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001093.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Dakshin Narathali in Jalpaiguri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Dakshin Narathali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalpaiguri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Dakshin Narathali, Jalpaiguri?

The IFSC Code is BDBL0001093.

Is the IFSC Code BDBL0001093 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Dakshin Narathali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dakshin Narathali branch?

The address of the branch is Vill Dakhin Kamakhaguri,P.O.Kamakhaguri,Dist.Jalpaiguri,W.Bengal,Pin -736202 located in Jalpaiguri, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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