Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Kantagachi Raidighi branch in Howrah, Howrah, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001676. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Kantagachi Raidighi, Howrah
Here are the key points that are associated with the IFSC Code BDBL0001676 of Bandhan Bank Limited for its branch located in Howrah, within the district of Howrah in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001676 |
| Branch | Kantagachi Raidighi |
| City | Howrah |
| District | Howrah |
| State | West Bengal |
| Address | First Floor Vill Kantagachi Raidighi Po Naul Ps Shyampur Block Shyampur 2 Dist Howrah West Bengal Pin 711312 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Howrah for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001676 for the Kantagachi Raidighi branch of Bandhan Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Kantagachi Raidighi, Howrah, West Bengal, are allotted a unique IFSC like BDBL0001676 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Howrah.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Howrah and Howrah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bandhan Bank Limited in Kantagachi Raidighi reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code BDBL0001676
The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kantagachi Raidighi in Howrah.
For example, the IFSC Code BDBL0001676 of Bandhan Bank Limited for the Kantagachi Raidighi branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal correctly.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001676 of Bandhan Bank Limited for its Kantagachi Raidighi branch located in Howrah, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Howrah and Howrah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kantagachi Raidighi or Howrah to find the exact IFSC Code BDBL0001676.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Howrah will provide accurate information.
How to Use IFSC Code BDBL0001676 for Online Transfers?
Once you have the IFSC Code BDBL0001676 for the Kantagachi Raidighi branch of Bandhan Bank Limited in Howrah, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001676. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001676.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Kantagachi Raidighi in Howrah may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kantagachi Raidighi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Howrah manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001676.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor Vill Kantagachi Raidighi Po Naul Ps Shyampur Block Shyampur 2 Dist Howrah West Bengal Pin 711312 located in Howrah, Howrah, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.