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IFSC Code of Bandhan Bank Limited, Ramrajatala Branch, Howrah, Howrah, West Bengal — BDBL0002255

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Ramrajatala Branch, Howrah branch in Haora, Howrah, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Haora or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002255. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Ramrajatala Branch, Howrah, Haora

Here are some of the key details that come with the IFSC Code BDBL0002255 of Bandhan Bank Limited for its branch located in Haora, within the district of Howrah in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002255
Branch Ramrajatala Branch, Howrah
City Haora
District Howrah
State West Bengal
Address 78/1, Ramcharan Seth Road,Ramrajatala, P.S-Jagacha, Dist-Howrah, West Bengal, Pin 711104

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Haora for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002255 for the Ramrajatala Branch, Howrah branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002255 is given to every bank branch, including Bandhan Bank Limited located in Ramrajatala Branch, Howrah, Haora, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Haora.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Haora and Howrah.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Ramrajatala Branch, Howrah doesn't end up at another location.

Format of the IFSC Code BDBL0002255

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramrajatala Branch, Howrah in Haora.

For example, the IFSC Code BDBL0002255 of Bandhan Bank Limited for the Ramrajatala Branch, Howrah branch includes these elements, identifying the bank and the branch location in Haora and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002255 of Bandhan Bank Limited for its Ramrajatala Branch, Howrah branch located in Haora, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Haora and Howrah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Ramrajatala Branch, Howrah or Haora to get the exact IFSC Code BDBL0002255.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Haora that will provide accurate information.

How to Use IFSC Code BDBL0002255 for Online Transfers?

Once you have the IFSC Code BDBL0002255 for the Ramrajatala Branch, Howrah branch of Bandhan Bank Limited in Haora, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002255. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002255.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Ramrajatala Branch, Howrah in Haora may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Ramrajatala Branch, Howrah, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Haora manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Ramrajatala Branch, Howrah, Haora?

The IFSC Code is BDBL0002255.

Is the IFSC Code BDBL0002255 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Ramrajatala Branch, Howrah?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ramrajatala Branch, Howrah branch?

The address of the branch is 78/1, Ramcharan Seth Road,Ramrajatala, P.S-Jagacha, Dist-Howrah, West Bengal, Pin 711104 located in Haora, Howrah, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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