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IFSC Code of Bandhan Bank Limited, Sf Road, Kolkata, West Bengal — BDBL0001226

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Sf Road branch in Darjeeling, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Darjeeling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001226. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Sf Road, Darjeeling

Below in the table are the key details related to IFSC Code BDBL0001226 of Bandhan Bank Limited for its branch located in Darjeeling, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001226
Branch Sf Road
City Darjeeling
District Kolkata
State West Bengal
Address Anand Mangal Square,Ground Floor,S.F.Road,P.O -Siliguri,Dist.Darjeeling,West Bengal,Pin -734005

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Darjeeling for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001226 for the Sf Road branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Sf Road, Darjeeling, West Bengal, are allotted a unique IFSC like BDBL0001226 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darjeeling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Darjeeling and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Sf Road reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BDBL0001226

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sf Road in Darjeeling.

For example, the IFSC Code BDBL0001226 of Bandhan Bank Limited for the Sf Road branch includes these elements, identifying the bank and the branch location in Darjeeling and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001226 of Bandhan Bank Limited for its Sf Road branch located in Darjeeling, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Darjeeling and Kolkata, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Sf Road or Darjeeling to get the exact IFSC Code BDBL0001226.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Darjeeling, you'll get the correct details.

How to Use IFSC Code BDBL0001226 for Online Transfers?

Once you have the IFSC Code BDBL0001226 for the Sf Road branch of Bandhan Bank Limited in Darjeeling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001226. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001226.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Sf Road in Darjeeling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sf Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjeeling to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Sf Road Darjeeling?

The IFSC Code of the Sf Road Darjeeling branch is BDBL0001226.

Is IFSC Code BDBL0001226 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Sf Road branch?

The branch is located at Anand Mangal Square,Ground Floor,S.F.Road,P.O -Siliguri,Dist.Darjeeling,West Bengal,Pin -734005.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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