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IFSC Code of Bandhan Bank Limited, Kirnahar, Kolkata, West Bengal — BDBL0001159

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Kirnahar branch in Bardhaman, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001159. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Kirnahar, Bardhaman

Here are the key points that are associated with the IFSC Code BDBL0001159 of Bandhan Bank Limited for its branch located in Bardhaman, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001159
Branch Kirnahar
City Bardhaman
District Kolkata
State West Bengal
Address Kirnahar Chourasta,P.O.Kirnahar,Dist.Birbhum,West Bengal,Pin -731302

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Bardhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001159 for the Kirnahar branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kirnahar, Bardhaman, West Bengal, is provided with a unique IFSC like BDBL0001159 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Bardhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bardhaman and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kirnahar do not get mixed with another location.

Format of the IFSC Code BDBL0001159

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kirnahar in Bardhaman.

For example, the IFSC Code BDBL0001159 of Bandhan Bank Limited for the Kirnahar branch includes these elements, identifying the bank and the branch location in Bardhaman and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001159 of Bandhan Bank Limited for its Kirnahar branch located in Bardhaman, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Bardhaman and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kirnahar or Bardhaman to find the exact IFSC Code BDBL0001159.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Bardhaman will provide accurate information.

How to Use IFSC Code BDBL0001159 for Online Transfers?

If you have the IFSC Code BDBL0001159 for the Kirnahar branch of Bandhan Bank Limited in Bardhaman, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001159. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001159.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Kirnahar in Bardhaman, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kirnahar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bardhaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Kirnahar Bardhaman?

The IFSC Code of the Kirnahar Bardhaman branch is BDBL0001159.

Is IFSC Code BDBL0001159 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Kirnahar branch?

The branch is located at Kirnahar Chourasta,P.O.Kirnahar,Dist.Birbhum,West Bengal,Pin -731302.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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