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IFSC Code of Bandhan Bank Limited, Dainhat, Kolkata, West Bengal — BDBL0001319

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Dainhat branch in Bardhaman, Kolkata, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001319. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Dainhat, Bardhaman

Below in the table are the key details related to IFSC Code BDBL0001319 of Bandhan Bank Limited for its branch located in Bardhaman, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001319
Branch Dainhat
City Bardhaman
District Kolkata
State West Bengal
Address Dewanganj,Ward No.7,Holding No.50,P.O.Dainhat,Dist.Burdwan,West Bengal,Pin -713502

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Bardhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001319 for the Dainhat branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Dainhat, Bardhaman, West Bengal, is provided with a unique IFSC like BDBL0001319 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Bardhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bardhaman and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Dainhat do not get mixed with another location.

Format of the IFSC Code BDBL0001319

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dainhat in Bardhaman.

For example, the IFSC Code BDBL0001319 of Bandhan Bank Limited for the Dainhat branch has these elements, identifying the bank and the branch location in Bardhaman and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001319 of Bandhan Bank Limited for its Dainhat branch located in Bardhaman, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Bardhaman and Kolkata, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Dainhat or Bardhaman to get the exact IFSC Code BDBL0001319.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Bardhaman, you'll get the correct details.

How to Use IFSC Code BDBL0001319 for Online Transfers?

If you have the IFSC Code BDBL0001319 for the Dainhat branch of Bandhan Bank Limited in Bardhaman, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001319. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001319.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Dainhat in Bardhaman, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Dainhat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bardhaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Dainhat, Bardhaman?

The IFSC Code is BDBL0001319.

Is the IFSC Code BDBL0001319 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Dainhat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dainhat branch?

The address of the branch is Dewanganj,Ward No.7,Holding No.50,P.O.Dainhat,Dist.Burdwan,West Bengal,Pin -713502 located in Bardhaman, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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