Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Daulatpur Dewaria branch in Vaishali, Hajipur, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Vaishali or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0002067. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Daulatpur Dewaria, Vaishali
Here are some of the key details that come with the IFSC Code UTIB0002067 of Axis Bank for its branch located in Vaishali, within the district of Hajipur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002067 |
| Branch | Daulatpur Dewaria |
| City | Vaishali |
| District | Hajipur |
| State | Bihar |
| Address | Ground Floor,Daulatpur, Post Shubhai, Ps -Hajipur Sadar, Dist.Vaishali, Bihar,Pin 844101 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Vaishali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002067 for the Daulatpur Dewaria branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Daulatpur Dewaria, Vaishali, Bihar, is provided with a unique IFSC like UTIB0002067 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Vaishali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Vaishali and Hajipur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Daulatpur Dewaria do not get mixed with another location.
Format of the IFSC Code UTIB0002067
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daulatpur Dewaria in Vaishali.
For example, the IFSC Code UTIB0002067 of Axis Bank for the Daulatpur Dewaria branch includes these elements, identifying the bank and the branch location in Vaishali and Bihar correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002067 of Axis Bank for its Daulatpur Dewaria branch located in Vaishali, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Vaishali and Hajipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Daulatpur Dewaria or Vaishali to get the exact IFSC Code UTIB0002067.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Vaishali that will provide accurate information.
How to Use IFSC Code UTIB0002067 for Online Transfers?
Once you have the IFSC Code UTIB0002067 for the Daulatpur Dewaria branch of Axis Bank in Vaishali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002067. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002067.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Daulatpur Dewaria in Vaishali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Daulatpur Dewaria, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vaishali manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002067.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Daulatpur, Post Shubhai, Ps -Hajipur Sadar, Dist.Vaishali, Bihar,Pin 844101 located in Vaishali, Hajipur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.