The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Basudevpur Chaputa branch in Jehanabad, Hajipur, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Jehanabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0002068. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Basudevpur Chaputa, Jehanabad
The table below shows the main details of the IFSC Code UTIB0002068 for the Axis Bank branch in Jehanabad, which falls under the Hajipur district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002068 |
| Branch | Basudevpur Chaputa |
| City | Jehanabad |
| District | Hajipur |
| State | Bihar |
| Address | Ground Floor, Vill. Basudevpur Chaputa, Hajipur-Mahua Road, Po-Rajoli, Dist.Vaishali, Bihar, Pin 844102 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Jehanabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002068 for the Basudevpur Chaputa branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Basudevpur Chaputa, Jehanabad, Bihar, are given a unique IFSC like UTIB0002068 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jehanabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jehanabad and Hajipur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Basudevpur Chaputa goes to the correct branch. This is important because Axis Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0002068
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basudevpur Chaputa in Jehanabad.
For example, the IFSC Code UTIB0002068 of Axis Bank for the Basudevpur Chaputa branch includes these elements, identifying the bank and the branch location in Jehanabad and Bihar correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0002068 of Axis Bank for its Basudevpur Chaputa branch located in Jehanabad, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Jehanabad and Hajipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Basudevpur Chaputa or Jehanabad to get the exact IFSC Code UTIB0002068.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Jehanabad, then it will provide you proper information.
How to Use IFSC Code UTIB0002068 for Online Transfers?
If you have the IFSC Code UTIB0002068 for the Basudevpur Chaputa branch of Axis Bank in Jehanabad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002068. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002068.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Basudevpur Chaputa in Jehanabad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Basudevpur Chaputa, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jehanabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002068.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor, Vill. Basudevpur Chaputa, Hajipur-Mahua Road, Po-Rajoli, Dist.Vaishali, Bihar, Pin 844102 located in Jehanabad, Hajipur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.