There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Kalsanka, Udupi branch in Udupi, Udupi, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Udupi or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0005219. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kalsanka, Udupi, Udupi
Here are the key points that are associated with the IFSC Code UTIB0005219 of Axis Bank for its branch located in Udupi, within the district of Udupi in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005219 |
| Branch | Kalsanka, Udupi |
| City | Udupi |
| District | Udupi |
| State | Karnataka |
| Address | D No 1 2 20 Kalsanka Gundiballi Road Kalsanka Udupi 576102 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Udupi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005219 for the Kalsanka, Udupi branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kalsanka, Udupi, Udupi, Karnataka, is provided with a unique IFSC like UTIB0005219 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Udupi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Udupi and Udupi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Kalsanka, Udupi do not get mixed with another location.
Format of the IFSC Code UTIB0005219
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalsanka, Udupi in Udupi.
For example, the IFSC Code UTIB0005219 of Axis Bank for the Kalsanka, Udupi branch has these elements, identifying the bank and the branch location in Udupi and Karnataka correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005219 of Axis Bank for its Kalsanka, Udupi branch located in Udupi, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Udupi and Udupi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Kalsanka, Udupi or Udupi to find the exact IFSC Code UTIB0005219.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Udupi will provide accurate information.
How to Use IFSC Code UTIB0005219 for Online Transfers?
Once you have the IFSC Code UTIB0005219 for the Kalsanka, Udupi branch of Axis Bank in Udupi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005219. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005219.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Kalsanka, Udupi in Udupi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Kalsanka, Udupi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Udupi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kalsanka, Udupi Udupi branch is UTIB0005219.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at D No 1 2 20 Kalsanka Gundiballi Road Kalsanka Udupi 576102.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
