File your Income Tax Return with Patron Accounting — CA-assisted

IFSC Code of Axis Bank, The Udupi Co Operative Town Bank, Udupi, Karnataka — UTIB0SUCTBL

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its The Udupi Co Operative Town Bank branch in Udipi, Udupi, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Udipi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SUCTBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, The Udupi Co Operative Town Bank, Udipi

The table below shows the main details of the IFSC Code UTIB0SUCTBL for the Axis Bank branch in Udipi, which falls under the Udupi district in Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SUCTBL
Branch The Udupi Co Operative Town Bank
City Udipi
District Udupi
State Karnataka
Address Head Office 2 Nd Floor Baliga Arcade Vidyasamudra Marg Udupi 570101

These details helps users in online banking and for businesses and individuals who use Axis Bank in Udipi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SUCTBL for the The Udupi Co Operative Town Bank branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Udupi Co Operative Town Bank, Udipi, Karnataka, are allotted a unique IFSC like UTIB0SUCTBL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udipi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Udipi and Udupi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in The Udupi Co Operative Town Bank reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UTIB0SUCTBL

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Udupi Co Operative Town Bank in Udipi.

For example, the IFSC Code UTIB0SUCTBL of Axis Bank for the The Udupi Co Operative Town Bank branch includes these elements, identifying the bank and the branch location in Udipi and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0SUCTBL of Axis Bank for its The Udupi Co Operative Town Bank branch located in Udipi, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Udipi and Udupi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for The Udupi Co Operative Town Bank or Udipi to get the exact IFSC Code UTIB0SUCTBL.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Udipi, then it will provide you proper information.

How to Use IFSC Code UTIB0SUCTBL for Online Transfers?

Once you have the IFSC Code UTIB0SUCTBL for the The Udupi Co Operative Town Bank branch of Axis Bank in Udipi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SUCTBL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SUCTBL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank The Udupi Co Operative Town Bank in Udipi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Udupi Co Operative Town Bank, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udipi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in The Udupi Co Operative Town Bank, Udipi?

The IFSC Code is UTIB0SUCTBL.

Is the IFSC Code UTIB0SUCTBL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank The Udupi Co Operative Town Bank?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Udupi Co Operative Town Bank branch?

The address of the branch is Head Office 2 Nd Floor Baliga Arcade Vidyasamudra Marg Udupi 570101 located in Udipi, Udupi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby AXIS BANK Branches

10,000+
Happy Clients

Helping businesses stay compliant and stress-free.

15+
Years Experience

Deep expertise in GST, Income Tax, ROC & business compliance.

50,000+
Documents Filed

Returns, registrations, and filings handled accurately.

4.9★
Client Rating

Trusted by entrepreneurs, startups, and growing businesses.

ISO
Certified

Professional standards and documented processes.

SSL
Secure

Your financial and business data is fully protected.