The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Sultanpur, Uttar Pradesh branch in Sultanpur, Sultanpur, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000745. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Sultanpur, Uttar Pradesh, Sultanpur
Here are the main details that are associated with the IFSC Code UTIB0000745 of Axis Bank for its branch located in Sultanpur, within the district of Sultanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000745 |
| Branch | Sultanpur, Uttar Pradesh |
| City | Sultanpur |
| District | Sultanpur |
| State | Uttar Pradesh |
| Address | Plot No.253, 254, 255, 256, 257, 258 Mohalla Civil Lines, Chawni Sadar Sultanpur 228001, Uttar Pradesh |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Sultanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000745 for the Sultanpur, Uttar Pradesh branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sultanpur, Uttar Pradesh, Sultanpur, Uttar Pradesh, is provided a unique IFSC like UTIB0000745 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Sultanpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sultanpur and Sultanpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Sultanpur, Uttar Pradesh do not get misguided to another person.
Format of the IFSC Code UTIB0000745
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sultanpur, Uttar Pradesh in Sultanpur.
For example, the IFSC Code UTIB0000745 of Axis Bank for the Sultanpur, Uttar Pradesh branch has these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0000745 of Axis Bank for its Sultanpur, Uttar Pradesh branch located in Sultanpur, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Sultanpur and Sultanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Sultanpur, Uttar Pradesh or Sultanpur to get the exact IFSC Code UTIB0000745.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Sultanpur that will provide accurate information.
How to Use IFSC Code UTIB0000745 for Online Transfers?
Once you have the IFSC Code UTIB0000745 for the Sultanpur, Uttar Pradesh branch of Axis Bank in Sultanpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000745. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000745.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sultanpur, Uttar Pradesh in Sultanpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sultanpur, Uttar Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sultanpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000745.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No.253, 254, 255, 256, 257, 258 Mohalla Civil Lines, Chawni Sadar Sultanpur 228001, Uttar Pradesh located in Sultanpur, Sultanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.