Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Bagiyagown branch in Sultanpur, Sultanpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0005463. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bagiyagown, Sultanpur

Below in the table are the key details related to IFSC Code UTIB0005463 of Axis Bank for its branch located in Sultanpur, within the district of Sultanpur in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005463
Branch Bagiyagown
City Sultanpur
District Sultanpur
State Uttar Pradesh
Address Gf, H No 134, Khasra No 268, Vill Bagiyagown, Pargana Barausa, Teh Jaisinghpur, Sultanpur 228141, Up

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Sultanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005463 for the Bagiyagown branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Bagiyagown, Sultanpur, Uttar Pradesh, are given a unique IFSC like UTIB0005463 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sultanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sultanpur and Sultanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Bagiyagown goes to the correct branch. This is important because Axis Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0005463

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bagiyagown in Sultanpur.

For example, the IFSC Code UTIB0005463 of Axis Bank for the Bagiyagown branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005463 of Axis Bank for its Bagiyagown branch located in Sultanpur, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Sultanpur and Sultanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Bagiyagown or Sultanpur to get the exact IFSC Code UTIB0005463.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Sultanpur that will provide accurate information.

How to Use IFSC Code UTIB0005463 for Online Transfers?

Once you have the IFSC Code UTIB0005463 for the Bagiyagown branch of Axis Bank in Sultanpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005463. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005463.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Bagiyagown in Sultanpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Bagiyagown, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sultanpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Bagiyagown, Sultanpur?

The IFSC Code is UTIB0005463.

Is the IFSC Code UTIB0005463 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Bagiyagown?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bagiyagown branch?

The address of the branch is Gf, H No 134, Khasra No 268, Vill Bagiyagown, Pargana Barausa, Teh Jaisinghpur, Sultanpur 228141, Up located in Sultanpur, Sultanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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