Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Station Road Godhra branch in Panchmahal, Godhra, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Panchmahal or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0005111. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Station Road Godhra, Panchmahal
Here are some of the key details that come with the IFSC Code UTIB0005111 of Axis Bank for its branch located in Panchmahal, within the district of Godhra in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005111 |
| Branch | Station Road Godhra |
| City | Panchmahal |
| District | Godhra |
| State | Gujarat |
| Address | Shop No 32 33 34, Ground Floor, Jay Jalaram Plaza, Opp St Bus Station, Nr Police Head Quarter |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Panchmahal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005111 for the Station Road Godhra branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Station Road Godhra, Panchmahal, Gujarat, is provided with a unique IFSC like UTIB0005111 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Panchmahal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Panchmahal and Godhra.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Station Road Godhra do not get mixed with another location.
Format of the IFSC Code UTIB0005111
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Station Road Godhra in Panchmahal.
For example, the IFSC Code UTIB0005111 of Axis Bank for the Station Road Godhra branch includes these elements, identifying the bank and the branch location in Panchmahal and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005111 of Axis Bank for its Station Road Godhra branch located in Panchmahal, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Panchmahal and Godhra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Station Road Godhra or Panchmahal to find the exact IFSC Code UTIB0005111.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Panchmahal will provide accurate information.
How to Use IFSC Code UTIB0005111 for Online Transfers?
Once you have the IFSC Code UTIB0005111 for the Station Road Godhra branch of Axis Bank in Panchmahal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005111. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005111.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Station Road Godhra in Panchmahal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Station Road Godhra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Panchmahal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Station Road Godhra Panchmahal branch is UTIB0005111.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No 32 33 34, Ground Floor, Jay Jalaram Plaza, Opp St Bus Station, Nr Police Head Quarter.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.