Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Janta Co Op Bank Ltd Godhra branch in Panch Mahals, Godhra, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0SJCBLG. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Janta Co Op Bank Ltd Godhra, Panch Mahals
Below in the table are the key details related to IFSC Code UTIB0SJCBLG of Axis Bank for its branch located in Panch Mahals, within the district of Godhra in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SJCBLG |
| Branch | Janta Co Op Bank Ltd Godhra |
| City | Panch Mahals |
| District | Godhra |
| State | Gujarat |
| Address | Nava Bazaar, Godhra, 389001 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Panch Mahals for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SJCBLG for the Janta Co Op Bank Ltd Godhra branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Janta Co Op Bank Ltd Godhra, Panch Mahals, Gujarat, are given a unique IFSC like UTIB0SJCBLG to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Panch Mahals.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Panch Mahals and Godhra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Janta Co Op Bank Ltd Godhra goes to the correct branch. This is important because Axis Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0SJCBLG
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Janta Co Op Bank Ltd Godhra in Panch Mahals.
For example, the IFSC Code UTIB0SJCBLG of Axis Bank for the Janta Co Op Bank Ltd Godhra branch has these elements, identifying the bank and the branch location in Panch Mahals and Gujarat correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SJCBLG of Axis Bank for its Janta Co Op Bank Ltd Godhra branch located in Panch Mahals, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Panch Mahals and Godhra, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Janta Co Op Bank Ltd Godhra or Panch Mahals to get the exact IFSC Code UTIB0SJCBLG.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Panch Mahals, you'll get the correct details.
How to Use IFSC Code UTIB0SJCBLG for Online Transfers?
Once you have the IFSC Code UTIB0SJCBLG for the Janta Co Op Bank Ltd Godhra branch of Axis Bank in Panch Mahals, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SJCBLG. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SJCBLG.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Janta Co Op Bank Ltd Godhra in Panch Mahals may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Janta Co Op Bank Ltd Godhra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Panch Mahals to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SJCBLG.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nava Bazaar, Godhra, 389001 located in Panch Mahals, Godhra, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.