There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Garh Road , Meerut branch in Meerut, Meerut, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Meerut or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0001100. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Garh Road , Meerut, Meerut
Here are the key points that are associated with the IFSC Code UTIB0001100 of Axis Bank for its branch located in Meerut, within the district of Meerut in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001100 |
| Branch | Garh Road , Meerut |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
| Address | Ground Floor, Khasra No. 5804,Building No. 5, Sky Lark Complex,Janta Nagar, Near Samrat Palace ,Garh Road , Meerut , Uttar Pradesh, Pin 250004 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Meerut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001100 for the Garh Road , Meerut branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Garh Road , Meerut, Meerut, Uttar Pradesh, is provided a unique IFSC like UTIB0001100 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Meerut.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Meerut and Meerut.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Garh Road , Meerut do not get misguided to another person.
Format of the IFSC Code UTIB0001100
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garh Road , Meerut in Meerut.
For example, the IFSC Code UTIB0001100 of Axis Bank for the Garh Road , Meerut branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0001100 of Axis Bank for its Garh Road , Meerut branch located in Meerut, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Meerut and Meerut, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Garh Road , Meerut or Meerut to find the exact IFSC Code UTIB0001100.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Meerut will provide accurate information.
How to Use IFSC Code UTIB0001100 for Online Transfers?
Once you have the IFSC Code UTIB0001100 for the Garh Road , Meerut branch of Axis Bank in Meerut, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0001100. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001100.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Garh Road , Meerut in Meerut may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Garh Road , Meerut, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Meerut manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001100.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor, Khasra No. 5804,Building No. 5, Sky Lark Complex,Janta Nagar, Near Samrat Palace ,Garh Road , Meerut , Uttar Pradesh, Pin 250004 located in Meerut, Meerut, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.