Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Football Chowk Meerut branch in Meerut, Meerut, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Meerut or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0002931. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Football Chowk Meerut, Meerut

Here are the main details that are associated with the IFSC Code UTIB0002931 of Axis Bank for its branch located in Meerut, within the district of Meerut in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002931
Branch Football Chowk Meerut
City Meerut
District Meerut
State Uttar Pradesh
Address Gr Flr Shop No A 16 A 17 A 26 A 27 Apex Meerut Mall Baghpat Rd Crossing Delhi Road Meerut

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Meerut for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002931 for the Football Chowk Meerut branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Football Chowk Meerut, Meerut, Uttar Pradesh, is provided with a unique IFSC like UTIB0002931 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Meerut.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Meerut and Meerut.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Football Chowk Meerut do not get mixed with another location.

Format of the IFSC Code UTIB0002931

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Football Chowk Meerut in Meerut.

For example, the IFSC Code UTIB0002931 of Axis Bank for the Football Chowk Meerut branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002931 of Axis Bank for its Football Chowk Meerut branch located in Meerut, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Meerut and Meerut, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Football Chowk Meerut or Meerut to get the exact IFSC Code UTIB0002931.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Meerut that will provide accurate information.

How to Use IFSC Code UTIB0002931 for Online Transfers?

If you have the IFSC Code UTIB0002931 for the Football Chowk Meerut branch of Axis Bank in Meerut, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002931. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002931.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Football Chowk Meerut in Meerut, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Football Chowk Meerut, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Meerut to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Football Chowk Meerut, Meerut?

The IFSC Code is UTIB0002931.

Is the IFSC Code UTIB0002931 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Football Chowk Meerut?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Football Chowk Meerut branch?

The address of the branch is Gr Flr Shop No A 16 A 17 A 26 A 27 Apex Meerut Mall Baghpat Rd Crossing Delhi Road Meerut located in Meerut, Meerut, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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