Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Kohima [Nagaland] branch in Kohima, Kohima, Nagaland, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UTIB0000385. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kohima [Nagaland], Kohima
Here are some of the key details that come with the IFSC Code UTIB0000385 of Axis Bank for its branch located in Kohima, within the district of Kohima in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000385 |
| Branch | Kohima [Nagaland] |
| City | Kohima |
| District | Kohima |
| State | Nagaland |
| Address | Ut Complex Opp Ubc Church ,Kohima |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Kohima for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000385 for the Kohima [Nagaland] branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000385 is given to every bank branch, including Axis Bank located in Kohima [Nagaland], Kohima, Nagaland, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Kohima.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kohima and Kohima.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Kohima [Nagaland] doesn't end up at another location.
Format of the IFSC Code UTIB0000385
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kohima [Nagaland] in Kohima.
For example, the IFSC Code UTIB0000385 of Axis Bank for the Kohima [Nagaland] branch includes these elements, identifying the bank and the branch location in Kohima and Nagaland correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0000385 of Axis Bank for its Kohima [Nagaland] branch located in Kohima, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Kohima [Nagaland] or Kohima to get the exact IFSC Code UTIB0000385.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kohima, then it will provide you proper information.
How to Use IFSC Code UTIB0000385 for Online Transfers?
Once you have the IFSC Code UTIB0000385 for the Kohima [Nagaland] branch of Axis Bank in Kohima, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000385. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000385.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Kohima [Nagaland] in Kohima, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kohima [Nagaland], here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kohima manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000385.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ut Complex Opp Ubc Church ,Kohima located in Kohima, Kohima, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.