Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Ghs Road Branch branch in Kohima, Kohima, or Nagaland, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UTIB0003211. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Ghs Road Branch, Kohima
Below in the table are the key details related to IFSC Code UTIB0003211 of Axis Bank for its branch located in Kohima, within the district of Kohima in the state of Nagaland.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003211 |
| Branch | Ghs Road Branch |
| City | Kohima |
| District | Kohima |
| State | Nagaland |
| Address | First Floor Ghs Road Near Iti Kohima |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Kohima for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0003211 for the Ghs Road Branch branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Ghs Road Branch, Kohima, Nagaland, is provided with a unique IFSC like UTIB0003211 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Kohima.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kohima and Kohima.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Nagaland and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Ghs Road Branch do not get mixed with another location.
Format of the IFSC Code UTIB0003211
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ghs Road Branch in Kohima.
For example, the IFSC Code UTIB0003211 of Axis Bank for the Ghs Road Branch branch has these elements, identifying the bank and the branch location in Kohima and Nagaland correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0003211 of Axis Bank for its Ghs Road Branch branch located in Kohima, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Kohima and Kohima, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Ghs Road Branch or Kohima to find the exact IFSC Code UTIB0003211.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Kohima will provide accurate information.
How to Use IFSC Code UTIB0003211 for Online Transfers?
Once you have the IFSC Code UTIB0003211 for the Ghs Road Branch branch of Axis Bank in Kohima, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003211. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003211.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Ghs Road Branch in Kohima, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Ghs Road Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kohima to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003211.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor Ghs Road Near Iti Kohima located in Kohima, Kohima, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.