Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Bhubaneswar (Service Branch) branch in Khurda, Bhubaneswar, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UTIB0000683. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bhubaneswar (Service Branch), Khurda

Here are the main details that are associated with the IFSC Code UTIB0000683 of Axis Bank for its branch located in Khurda, within the district of Bhubaneswar in the state of Odisha.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000683
Branch Bhubaneswar (Service Branch)
City Khurda
District Bhubaneswar
State Odisha
Address Plot No. A/69, Ground & First Floor Mallick Commercial Complex Kharvel Nagar, Bhubaneswar 751 001 Dist. Khurda, Orissa

These details help users in online banking and for businesses and individuals who use Axis Bank in Khurda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000683 for the Bhubaneswar (Service Branch) branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Bhubaneswar (Service Branch), Khurda, Odisha, is provided a unique IFSC like UTIB0000683 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Khurda.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Khurda and Bhubaneswar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Bhubaneswar (Service Branch) do not get misguided to another person.

Format of the IFSC Code UTIB0000683

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhubaneswar (Service Branch) in Khurda.

For example, the IFSC Code UTIB0000683 of Axis Bank for the Bhubaneswar (Service Branch) branch includes these elements, identifying the bank and the branch location in Khurda and Odisha correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000683 of Axis Bank for its Bhubaneswar (Service Branch) branch located in Khurda, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Khurda and Bhubaneswar, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bhubaneswar (Service Branch) or Khurda to get the exact IFSC Code UTIB0000683.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Khurda, you'll get the correct details.

How to Use IFSC Code UTIB0000683 for Online Transfers?

If you have the IFSC Code UTIB0000683 for the Bhubaneswar (Service Branch) branch of Axis Bank in Khurda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000683. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0000683.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Bhubaneswar (Service Branch) in Khurda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Bhubaneswar (Service Branch), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khurda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Bhubaneswar (Service Branch), Khurda?

The IFSC Code is UTIB0000683.

Is the IFSC Code UTIB0000683 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Bhubaneswar (Service Branch)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhubaneswar (Service Branch) branch?

The address of the branch is Plot No. A/69, Ground & First Floor Mallick Commercial Complex Kharvel Nagar, Bhubaneswar 751 001 Dist. Khurda, Orissa located in Khurda, Bhubaneswar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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