There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Ouat Campus Bhubaneswar branch in Khurda, Bhubaneswar, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Khurda or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UTIB0003067. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ouat Campus Bhubaneswar, Khurda

Here are the main details that are associated with the IFSC Code UTIB0003067 of Axis Bank for its branch located in Khurda, within the district of Bhubaneswar in the state of Odisha.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003067
Branch Ouat Campus Bhubaneswar
City Khurda
District Bhubaneswar
State Odisha
Address Ground Floor Ouat Colony Bhubaneswar Khandagiri Khurda Odisha Pin 751003

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Khurda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003067 for the Ouat Campus Bhubaneswar branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Ouat Campus Bhubaneswar, Khurda, Odisha, is provided with a unique IFSC like UTIB0003067 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Khurda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Khurda and Bhubaneswar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Ouat Campus Bhubaneswar do not get mixed with another location.

Format of the IFSC Code UTIB0003067

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ouat Campus Bhubaneswar in Khurda.

For example, the IFSC Code UTIB0003067 of Axis Bank for the Ouat Campus Bhubaneswar branch includes these elements, identifying the bank and the branch location in Khurda and Odisha correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003067 of Axis Bank for its Ouat Campus Bhubaneswar branch located in Khurda, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Khurda and Bhubaneswar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Ouat Campus Bhubaneswar or Khurda to get the exact IFSC Code UTIB0003067.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Khurda that will provide accurate information.

How to Use IFSC Code UTIB0003067 for Online Transfers?

If you have the IFSC Code UTIB0003067 for the Ouat Campus Bhubaneswar branch of Axis Bank in Khurda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003067. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003067.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Ouat Campus Bhubaneswar in Khurda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Ouat Campus Bhubaneswar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Khurda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Ouat Campus Bhubaneswar, Khurda?

The IFSC Code is UTIB0003067.

Is the IFSC Code UTIB0003067 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Ouat Campus Bhubaneswar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ouat Campus Bhubaneswar branch?

The address of the branch is Ground Floor Ouat Colony Bhubaneswar Khandagiri Khurda Odisha Pin 751003 located in Khurda, Bhubaneswar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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