IFSC Code of Axis Bank, Hargobind Nagar Road Phagwara, Phagwara, Punjab- UTIB0003419

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Hargobind Nagar Road Phagwara branch in Kapurthala, Phagwara, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Kapurthala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0003419. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Hargobind Nagar Road Phagwara, Kapurthala

The table below shows the main details of the IFSC Code UTIB0003419 for the Axis Bank branch in Kapurthala, which falls under the Phagwara district in Punjab.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Kapurthala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003419 for the Hargobind Nagar Road Phagwara branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Hargobind Nagar Road Phagwara, Kapurthala, Punjab, are given a unique IFSC like UTIB0003419 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kapurthala.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kapurthala and Phagwara.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Hargobind Nagar Road Phagwara goes to the correct branch. This is important because Axis Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0003419

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hargobind Nagar Road Phagwara in Kapurthala.

For example, the IFSC Code UTIB0003419 of Axis Bank for the Hargobind Nagar Road Phagwara branch includes these elements, identifying the bank and the branch location in Kapurthala and Punjab correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003419 of Axis Bank for its Hargobind Nagar Road Phagwara branch located in Kapurthala, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Kapurthala and Phagwara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Hargobind Nagar Road Phagwara or Kapurthala to get the exact IFSC Code UTIB0003419.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kapurthala, you'll get the correct details.

How to Use IFSC Code UTIB0003419 for Online Transfers?

If you have the IFSC Code UTIB0003419 for the Hargobind Nagar Road Phagwara branch of Axis Bank in Kapurthala, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003419. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003419.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Hargobind Nagar Road Phagwara in Kapurthala, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Hargobind Nagar Road Phagwara, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kapurthala to handle online money transfers and get their cheques cleared smoothly.