The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Darvesh branch in Kapurthala, Phagwara, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Kapurthala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002225. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Darvesh, Kapurthala
The table below shows the main details of the IFSC Code UTIB0002225 for the Axis Bank branch in Kapurthala, which falls under the Phagwara district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002225 |
| Branch | Darvesh |
| City | Kapurthala |
| District | Phagwara |
| State | Punjab |
| Address | Ground Floor,Khasra No. 1486/616(4-3), Kitte-1, Khewat No. 55, Khatouni No. 101, Hadbast No. 110,Village Darvesh , Tehsil Phagwara,Dist. Kapurthala, Unjab, Pin 144401 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Kapurthala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002225 for the Darvesh branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Darvesh, Kapurthala, Punjab, are allotted a unique IFSC like UTIB0002225 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kapurthala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kapurthala and Phagwara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Darvesh reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code UTIB0002225
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Darvesh in Kapurthala.
For example, the IFSC Code UTIB0002225 of Axis Bank for the Darvesh branch has these elements, identifying the bank and the branch location in Kapurthala and Punjab correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002225 of Axis Bank for its Darvesh branch located in Kapurthala, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Kapurthala and Phagwara, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Darvesh or Kapurthala to get the exact IFSC Code UTIB0002225.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kapurthala, you'll get the correct details.
How to Use IFSC Code UTIB0002225 for Online Transfers?
If you have the IFSC Code UTIB0002225 for the Darvesh branch of Axis Bank in Kapurthala, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002225. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002225.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Darvesh in Kapurthala, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Darvesh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kapurthala manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002225.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Khasra No. 1486/616(4-3), Kitte-1, Khewat No. 55, Khatouni No. 101, Hadbast No. 110,Village Darvesh , Tehsil Phagwara,Dist. Kapurthala, Unjab, Pin 144401 located in Kapurthala, Phagwara, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
