Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Bharalumukh branch in Kamrup Metro, Guwahati, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Kamrup Metro or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0003726. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Bharalumukh, Kamrup Metro
Here are the main details that are associated with the IFSC Code UTIB0003726 of Axis Bank for its branch located in Kamrup Metro, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003726 |
| Branch | Bharalumukh |
| City | Kamrup Metro |
| District | Guwahati |
| State | Assam |
| Address | Axis Bank Ltd Bharalumukh Branch Groung Floor, A.T.Road, Near P T Training Centre, Pin 781009 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Kamrup Metro for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003726 for the Bharalumukh branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Bharalumukh, Kamrup Metro, Assam, are allotted a unique IFSC like UTIB0003726 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup Metro.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kamrup Metro and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Bharalumukh reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UTIB0003726
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bharalumukh in Kamrup Metro.
For example, the IFSC Code UTIB0003726 of Axis Bank for the Bharalumukh branch has these elements, identifying the bank and the branch location in Kamrup Metro and Assam correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003726 of Axis Bank for its Bharalumukh branch located in Kamrup Metro, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Kamrup Metro and Guwahati, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bharalumukh or Kamrup Metro to get the exact IFSC Code UTIB0003726.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Kamrup Metro, you'll get the correct details.
How to Use IFSC Code UTIB0003726 for Online Transfers?
If you have the IFSC Code UTIB0003726 for the Bharalumukh branch of Axis Bank in Kamrup Metro, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003726. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003726.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Bharalumukh in Kamrup Metro, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Bharalumukh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamrup Metro manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003726.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Axis Bank Ltd Bharalumukh Branch Groung Floor, A.T.Road, Near P T Training Centre, Pin 781009 located in Kamrup Metro, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.