There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its The Bhuj Commercial Co Op Bank Ltd branch in Kachchh, Bhuj, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Kachchh or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code UTIB0BCCB01. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Bhuj Commercial Co Op Bank Ltd, Kachchh

The table below shows the main details of the IFSC Code UTIB0BCCB01 for the Axis Bank branch in Kachchh, which falls under the Bhuj district in Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0BCCB01
Branch The Bhuj Commercial Co Op Bank Ltd
City Kachchh
District Bhuj
State Gujarat
Address Mail Branch,Station Road,Ta Bhuj,Pin Code 370001

These details help users in online banking and for businesses and individuals who use Axis Bank in Kachchh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0BCCB01 for the The Bhuj Commercial Co Op Bank Ltd branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Bhuj Commercial Co Op Bank Ltd, Kachchh, Gujarat, are allotted a unique IFSC like UTIB0BCCB01 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kachchh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kachchh and Bhuj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in The Bhuj Commercial Co Op Bank Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UTIB0BCCB01

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Bhuj Commercial Co Op Bank Ltd in Kachchh.

For example, the IFSC Code UTIB0BCCB01 of Axis Bank for the The Bhuj Commercial Co Op Bank Ltd branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0BCCB01 of Axis Bank for its The Bhuj Commercial Co Op Bank Ltd branch located in Kachchh, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Kachchh and Bhuj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for The Bhuj Commercial Co Op Bank Ltd or Kachchh to get the exact IFSC Code UTIB0BCCB01.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Kachchh, then it will provide you proper information.

How to Use IFSC Code UTIB0BCCB01 for Online Transfers?

Once you have the IFSC Code UTIB0BCCB01 for the The Bhuj Commercial Co Op Bank Ltd branch of Axis Bank in Kachchh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0BCCB01. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0BCCB01.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank The Bhuj Commercial Co Op Bank Ltd in Kachchh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in The Bhuj Commercial Co Op Bank Ltd, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kachchh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank The Bhuj Commercial Co Op Bank Ltd Kachchh?

The IFSC Code of the The Bhuj Commercial Co Op Bank Ltd Kachchh branch is UTIB0BCCB01.

Is IFSC Code UTIB0BCCB01 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank The Bhuj Commercial Co Op Bank Ltd branch?

The branch is located at Mail Branch,Station Road,Ta Bhuj,Pin Code 370001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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