The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Sanskar Nagar Bhuj branch in Kachchh, Bhuj, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0005688. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Sanskar Nagar Bhuj, Kachchh
Below in the table are the key details related to IFSC Code UTIB0005688 of Axis Bank for its branch located in Kachchh, within the district of Bhuj in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005688 |
| Branch | Sanskar Nagar Bhuj |
| City | Kachchh |
| District | Bhuj |
| State | Gujarat |
| Address | Ground Floor,Shop No 8,Jv Square 2,Plot No 1 2,City Survey No 2573 4 And 2573 5 Are Part And Parcel Of R S No 122 2,City Survey |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Kachchh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005688 for the Sanskar Nagar Bhuj branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sanskar Nagar Bhuj, Kachchh, Gujarat, is provided a unique IFSC like UTIB0005688 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Kachchh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kachchh and Bhuj.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Sanskar Nagar Bhuj do not get misguided to another person.
Format of the IFSC Code UTIB0005688
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sanskar Nagar Bhuj in Kachchh.
For example, the IFSC Code UTIB0005688 of Axis Bank for the Sanskar Nagar Bhuj branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005688 of Axis Bank for its Sanskar Nagar Bhuj branch located in Kachchh, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Kachchh and Bhuj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Sanskar Nagar Bhuj or Kachchh to find the exact IFSC Code UTIB0005688.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Kachchh will provide accurate information.
How to Use IFSC Code UTIB0005688 for Online Transfers?
Once you have the IFSC Code UTIB0005688 for the Sanskar Nagar Bhuj branch of Axis Bank in Kachchh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0005688. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005688.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sanskar Nagar Bhuj in Kachchh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sanskar Nagar Bhuj, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kachchh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005688.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor,Shop No 8,Jv Square 2,Plot No 1 2,City Survey No 2573 4 And 2573 5 Are Part And Parcel Of R S No 122 2,City Survey located in Kachchh, Bhuj, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
