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IFSC Code of Axis Bank, Town Hall Jamnagar, Jamnagar, Gujarat — UTIB0003157

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Town Hall Jamnagar branch in Jamnagar, Jamnagar, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Jamnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0003157. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Town Hall Jamnagar, Jamnagar

Below in the table are the key details related to IFSC Code UTIB0003157 of Axis Bank for its branch located in Jamnagar, within the district of Jamnagar in the state of Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003157
Branch Town Hall Jamnagar
City Jamnagar
District Jamnagar
State Gujarat
Address Ground Floor Shop No12 To 14 Shree Dham Palace Jamnagar Gujarat Pin 361001

These details help users in online banking and for businesses and individuals who use Axis Bank in Jamnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003157 for the Town Hall Jamnagar branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003157 is given to every bank branch, including Axis Bank located in Town Hall Jamnagar, Jamnagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Jamnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jamnagar and Jamnagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Town Hall Jamnagar doesn't end up at another location.

Format of the IFSC Code UTIB0003157

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Town Hall Jamnagar in Jamnagar.

For example, the IFSC Code UTIB0003157 of Axis Bank for the Town Hall Jamnagar branch has these elements, identifying the bank and the branch location in Jamnagar and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003157 of Axis Bank for its Town Hall Jamnagar branch located in Jamnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Jamnagar and Jamnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Town Hall Jamnagar or Jamnagar to get the exact IFSC Code UTIB0003157.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Jamnagar that will provide accurate information.

How to Use IFSC Code UTIB0003157 for Online Transfers?

Once you have the IFSC Code UTIB0003157 for the Town Hall Jamnagar branch of Axis Bank in Jamnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003157. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003157.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Town Hall Jamnagar in Jamnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Town Hall Jamnagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jamnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Town Hall Jamnagar, Jamnagar?

The IFSC Code is UTIB0003157.

Is the IFSC Code UTIB0003157 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Town Hall Jamnagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Town Hall Jamnagar branch?

The address of the branch is Ground Floor Shop No12 To 14 Shree Dham Palace Jamnagar Gujarat Pin 361001 located in Jamnagar, Jamnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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