Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Digvijay Plot, Jamnagar branch in Jamnagar, Jamnagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Jamnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0001063. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Digvijay Plot, Jamnagar, Jamnagar

The table below shows the main details of the IFSC Code UTIB0001063 for the Axis Bank branch in Jamnagar, which falls under the Jamnagar district in Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001063
Branch Digvijay Plot, Jamnagar
City Jamnagar
District Jamnagar
State Gujarat
Address Shreeji Plaza , Summair Club Road , Near Jolly Bungalows, Jamnagar , Gujarat , Pin 361 005

These details help users in online banking and for businesses and individuals who use Axis Bank in Jamnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001063 for the Digvijay Plot, Jamnagar branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Digvijay Plot, Jamnagar, Jamnagar, Gujarat, is provided a unique IFSC like UTIB0001063 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Jamnagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jamnagar and Jamnagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Digvijay Plot, Jamnagar do not get misguided to another person.

Format of the IFSC Code UTIB0001063

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Digvijay Plot, Jamnagar in Jamnagar.

For example, the IFSC Code UTIB0001063 of Axis Bank for the Digvijay Plot, Jamnagar branch includes these elements, identifying the bank and the branch location in Jamnagar and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001063 of Axis Bank for its Digvijay Plot, Jamnagar branch located in Jamnagar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Jamnagar and Jamnagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Digvijay Plot, Jamnagar or Jamnagar to get the exact IFSC Code UTIB0001063.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Jamnagar, you'll get the correct details.

How to Use IFSC Code UTIB0001063 for Online Transfers?

Once you have the IFSC Code UTIB0001063 for the Digvijay Plot, Jamnagar branch of Axis Bank in Jamnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001063. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001063.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Digvijay Plot, Jamnagar in Jamnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Digvijay Plot, Jamnagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jamnagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Digvijay Plot, Jamnagar, Jamnagar?

The IFSC Code is UTIB0001063.

Is the IFSC Code UTIB0001063 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Digvijay Plot, Jamnagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Digvijay Plot, Jamnagar branch?

The address of the branch is Shreeji Plaza , Summair Club Road , Near Jolly Bungalows, Jamnagar , Gujarat , Pin 361 005 located in Jamnagar, Jamnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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