IFSC Code of Axis Bank, Prasastha, Howrah, West Bengal- UTIB0005156

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Prasastha branch in Howrah, Howrah, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Howrah or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0005156. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Prasastha, Howrah

Here are some of the key details that come with the IFSC Code UTIB0005156 of Axis Bank for its branch located in Howrah, within the district of Howrah in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Howrah for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005156 for the Prasastha branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0005156 is given to every bank branch, including Axis Bank located in Prasastha, Howrah, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Howrah.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Howrah and Howrah.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Prasastha doesn't end up at another location.

Format of the IFSC Code UTIB0005156

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Prasastha in Howrah.

For example, the IFSC Code UTIB0005156 of Axis Bank for the Prasastha branch has these elements, identifying the bank and the branch location in Howrah and West Bengal correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005156 of Axis Bank for its Prasastha branch located in Howrah, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Howrah and Howrah, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Prasastha or Howrah to get the exact IFSC Code UTIB0005156.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Howrah, you'll get the correct details.

How to Use IFSC Code UTIB0005156 for Online Transfers?

Once you have the IFSC Code UTIB0005156 for the Prasastha branch of Axis Bank in Howrah, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005156. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005156.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Prasastha in Howrah, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Prasastha, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Howrah manage online transfers as well as cheque clearances with ease.