IFSC Code of Axis Bank, Howrah Maidan, Howrah, West Bengal- UTIB0004944

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Howrah Maidan branch in Howrah, Howrah, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0004944. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Howrah Maidan, Howrah

Below in the table are the key details related to IFSC Code UTIB0004944 of Axis Bank for its branch located in Howrah, within the district of Howrah in the state of West Bengal.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Howrah for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004944 for the Howrah Maidan branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Howrah Maidan, Howrah, West Bengal, is provided a unique IFSC like UTIB0004944 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Howrah.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Howrah and Howrah.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Howrah Maidan do not get misguided to another person.

Format of the IFSC Code UTIB0004944

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Howrah Maidan in Howrah.

For example, the IFSC Code UTIB0004944 of Axis Bank for the Howrah Maidan branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004944 of Axis Bank for its Howrah Maidan branch located in Howrah, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Howrah and Howrah, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Howrah Maidan or Howrah to get the exact IFSC Code UTIB0004944.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Howrah, you'll get the correct details.

How to Use IFSC Code UTIB0004944 for Online Transfers?

If you have the IFSC Code UTIB0004944 for the Howrah Maidan branch of Axis Bank in Howrah, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004944. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004944.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Howrah Maidan in Howrah, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Howrah Maidan, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Howrah to handle online money transfers and get their cheques cleared smoothly.