IFSC Code of Axis Bank, Gandhinagar (Gujarat), Gandhinagar, Gujarat- UTIB0000448

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Gandhinagar (Gujarat) branch in Gandhinagar, Gandhinagar, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0000448. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gandhinagar (Gujarat), Gandhinagar

Below in the table are the key details related to IFSC Code UTIB0000448 of Axis Bank for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Gandhinagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000448 for the Gandhinagar (Gujarat) branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gandhinagar (Gujarat), Gandhinagar, Gujarat, is provided a unique IFSC like UTIB0000448 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Gandhinagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Gandhinagar and Gandhinagar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Gandhinagar (Gujarat) do not get misguided to another person.

Format of the IFSC Code UTIB0000448

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gandhinagar (Gujarat) in Gandhinagar.

For example, the IFSC Code UTIB0000448 of Axis Bank for the Gandhinagar (Gujarat) branch has these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000448 of Axis Bank for its Gandhinagar (Gujarat) branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Gandhinagar (Gujarat) or Gandhinagar to get the exact IFSC Code UTIB0000448.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Gandhinagar that will provide accurate information.

How to Use IFSC Code UTIB0000448 for Online Transfers?

Once you have the IFSC Code UTIB0000448 for the Gandhinagar (Gujarat) branch of Axis Bank in Gandhinagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000448. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000448.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Gandhinagar (Gujarat) in Gandhinagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Gandhinagar (Gujarat), here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gandhinagar manage their online transfers and cheque clearances easily.