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IFSC Code of Axis Bank, Adalaj, Gandhinagar, Gujarat — UTIB0005519

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Adalaj branch in Gandhinagar, Gandhinagar, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0005519. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Adalaj, Gandhinagar

Here are the main details that are associated with the IFSC Code UTIB0005519 of Axis Bank for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005519
Branch Adalaj
City Gandhinagar
District Gandhinagar
State Gujarat
Address Ground Floor, Shop No 6, 7, 8, Diamond Sky, Survey No 1058, Near Balaji Kutir, Adalaj, Gandhinagar Gujarat 382421

These details help users in online banking and for businesses and individuals who use Axis Bank in Gandhinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005519 for the Adalaj branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Adalaj, Gandhinagar, Gujarat, is provided a unique IFSC like UTIB0005519 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Gandhinagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gandhinagar and Gandhinagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Adalaj do not get misguided to another person.

Format of the IFSC Code UTIB0005519

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adalaj in Gandhinagar.

For example, the IFSC Code UTIB0005519 of Axis Bank for the Adalaj branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005519 of Axis Bank for its Adalaj branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Adalaj or Gandhinagar to get the exact IFSC Code UTIB0005519.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gandhinagar, you'll get the correct details.

How to Use IFSC Code UTIB0005519 for Online Transfers?

Once you have the IFSC Code UTIB0005519 for the Adalaj branch of Axis Bank in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005519. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005519.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Adalaj in Gandhinagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Adalaj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Adalaj, Gandhinagar?

The IFSC Code is UTIB0005519.

Is the IFSC Code UTIB0005519 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Adalaj?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Adalaj branch?

The address of the branch is Ground Floor, Shop No 6, 7, 8, Diamond Sky, Survey No 1058, Near Balaji Kutir, Adalaj, Gandhinagar Gujarat 382421 located in Gandhinagar, Gandhinagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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