IFSC Code of Axis Bank, The Faridkot Central Cooperative Bank Ltd, Faridkot, Punjab- UTIB0SFDK03

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its The Faridkot Central Cooperative Bank Ltd branch in Faridkot, Faridkot, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Faridkot or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0SFDK03. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Faridkot Central Cooperative Bank Ltd, Faridkot

Below in the table are the key details related to IFSC Code UTIB0SFDK03 of Axis Bank for its branch located in Faridkot, within the district of Faridkot in the state of Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Faridkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SFDK03 for the The Faridkot Central Cooperative Bank Ltd branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Faridkot Central Cooperative Bank Ltd, Faridkot, Punjab, are allotted a unique IFSC like UTIB0SFDK03 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Faridkot.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Faridkot and Faridkot.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in The Faridkot Central Cooperative Bank Ltd reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code UTIB0SFDK03

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Faridkot Central Cooperative Bank Ltd in Faridkot.

For example, the IFSC Code UTIB0SFDK03 of Axis Bank for the The Faridkot Central Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Faridkot and Punjab accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SFDK03 of Axis Bank for its The Faridkot Central Cooperative Bank Ltd branch located in Faridkot, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Faridkot and Faridkot, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for The Faridkot Central Cooperative Bank Ltd or Faridkot to get the exact IFSC Code UTIB0SFDK03.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Faridkot, you'll get the correct details.

How to Use IFSC Code UTIB0SFDK03 for Online Transfers?

If you have the IFSC Code UTIB0SFDK03 for the The Faridkot Central Cooperative Bank Ltd branch of Axis Bank in Faridkot, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SFDK03. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0SFDK03.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank The Faridkot Central Cooperative Bank Ltd in Faridkot, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in The Faridkot Central Cooperative Bank Ltd, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Faridkot manage online transfers as well as cheque clearances with ease.