The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Mehmuana branch in Faridkot, Faridkot, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Faridkot or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002339. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Mehmuana, Faridkot
Here are the main details that are associated with the IFSC Code UTIB0002339 of Axis Bank for its branch located in Faridkot, within the district of Faridkot in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002339 |
| Branch | Mehmuana |
| City | Faridkot |
| District | Faridkot |
| State | Punjab |
| Address | Ground Floor, Khewat/Khatauni No. 344/757, Khasra No.1189 (24-0), Hadbast No. 59, Village Mehmuana, Tehsil And Dist Faridkot, Punjab, Pin 151203 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Faridkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002339 for the Mehmuana branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mehmuana, Faridkot, Punjab, is provided with a unique IFSC like UTIB0002339 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Faridkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Faridkot and Faridkot.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Mehmuana do not get mixed with another location.
Format of the IFSC Code UTIB0002339
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mehmuana in Faridkot.
For example, the IFSC Code UTIB0002339 of Axis Bank for the Mehmuana branch includes these elements, identifying the bank and the branch location in Faridkot and Punjab accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0002339 of Axis Bank for its Mehmuana branch located in Faridkot, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Faridkot and Faridkot, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Mehmuana or Faridkot to find the exact IFSC Code UTIB0002339.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Faridkot will provide accurate information.
How to Use IFSC Code UTIB0002339 for Online Transfers?
If you have the IFSC Code UTIB0002339 for the Mehmuana branch of Axis Bank in Faridkot, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002339. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002339.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Mehmuana in Faridkot, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Mehmuana, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Faridkot manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mehmuana Faridkot branch is UTIB0002339.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Khewat/Khatauni No. 344/757, Khasra No.1189 (24-0), Hadbast No. 59, Village Mehmuana, Tehsil And Dist Faridkot, Punjab, Pin 151203.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.