Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Mangaldoi branch in Darrang, Mangaldoi, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0001066. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Mangaldoi, Darrang
Here are the main details that are associated with the IFSC Code UTIB0001066 of Axis Bank for its branch located in Darrang, within the district of Mangaldoi in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001066 |
| Branch | Mangaldoi |
| City | Darrang |
| District | Mangaldoi |
| State | Assam |
| Address | Ward No. 5, New Police Station, Mangaldoi Town , Po Mangaldoi, Dist. Darrang , Assam , Pin 784125 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Darrang for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001066 for the Mangaldoi branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Mangaldoi, Darrang, Assam, are allotted a unique IFSC like UTIB0001066 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darrang.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Darrang and Mangaldoi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Mangaldoi reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UTIB0001066
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mangaldoi in Darrang.
For example, the IFSC Code UTIB0001066 of Axis Bank for the Mangaldoi branch includes these elements, identifying the bank and the branch location in Darrang and Assam accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0001066 of Axis Bank for its Mangaldoi branch located in Darrang, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Darrang and Mangaldoi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Mangaldoi or Darrang to find the exact IFSC Code UTIB0001066.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Darrang will provide accurate information.
How to Use IFSC Code UTIB0001066 for Online Transfers?
Once you have the IFSC Code UTIB0001066 for the Mangaldoi branch of Axis Bank in Darrang, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0001066. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001066.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Mangaldoi in Darrang, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mangaldoi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Darrang to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001066.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ward No. 5, New Police Station, Mangaldoi Town , Po Mangaldoi, Dist. Darrang , Assam , Pin 784125 located in Darrang, Mangaldoi, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.