The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Mangaldai Nagar Samabai Bank Ltd branch in Darrang, Mangaldoi, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0SMNSB1. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Mangaldai Nagar Samabai Bank Ltd, Darrang
Here are the key points that are associated with the IFSC Code UTIB0SMNSB1 of Axis Bank for its branch located in Darrang, within the district of Mangaldoi in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SMNSB1 |
| Branch | Mangaldai Nagar Samabai Bank Ltd |
| City | Darrang |
| District | Mangaldoi |
| State | Assam |
| Address | Lnb Road Mangaldoi Distdarrang Pin 784125 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Darrang for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SMNSB1 for the Mangaldai Nagar Samabai Bank Ltd branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Mangaldai Nagar Samabai Bank Ltd, Darrang, Assam, are allotted a unique IFSC like UTIB0SMNSB1 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darrang.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Darrang and Mangaldoi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Mangaldai Nagar Samabai Bank Ltd reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UTIB0SMNSB1
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangaldai Nagar Samabai Bank Ltd in Darrang.
For example, the IFSC Code UTIB0SMNSB1 of Axis Bank for the Mangaldai Nagar Samabai Bank Ltd branch includes these elements, identifying the bank and the branch location in Darrang and Assam accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SMNSB1 of Axis Bank for its Mangaldai Nagar Samabai Bank Ltd branch located in Darrang, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Darrang and Mangaldoi, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mangaldai Nagar Samabai Bank Ltd or Darrang to get the exact IFSC Code UTIB0SMNSB1.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Darrang, you'll get the correct details.
How to Use IFSC Code UTIB0SMNSB1 for Online Transfers?
Once you have the IFSC Code UTIB0SMNSB1 for the Mangaldai Nagar Samabai Bank Ltd branch of Axis Bank in Darrang, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SMNSB1. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SMNSB1.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Mangaldai Nagar Samabai Bank Ltd in Darrang, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mangaldai Nagar Samabai Bank Ltd, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Darrang manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SMNSB1.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Lnb Road Mangaldoi Distdarrang Pin 784125 located in Darrang, Mangaldoi, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.