IFSC Code of Axis Bank, Siliguri (Service Branch), Siliguri, West Bengal- UTIB0001553

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Siliguri (Service Branch) branch in Darjiling, Siliguri, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0001553. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Siliguri (Service Branch), Darjiling

Here are some of the key details that come with the IFSC Code UTIB0001553 of Axis Bank for its branch located in Darjiling, within the district of Siliguri in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Darjiling for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0001553 for the Siliguri (Service Branch) branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Siliguri (Service Branch), Darjiling, West Bengal, are given a unique IFSC like UTIB0001553 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Darjiling.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Darjiling and Siliguri.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Siliguri (Service Branch) goes to the correct branch. This is important because Axis Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0001553

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siliguri (Service Branch) in Darjiling.

For example, the IFSC Code UTIB0001553 of Axis Bank for the Siliguri (Service Branch) branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001553 of Axis Bank for its Siliguri (Service Branch) branch located in Darjiling, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Darjiling and Siliguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Siliguri (Service Branch) or Darjiling to get the exact IFSC Code UTIB0001553.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Darjiling, then it will provide you proper information.

How to Use IFSC Code UTIB0001553 for Online Transfers?

Once you have the IFSC Code UTIB0001553 for the Siliguri (Service Branch) branch of Axis Bank in Darjiling, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001553. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001553.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Siliguri (Service Branch) in Darjiling may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Siliguri (Service Branch), here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjiling to handle online money transfers and get their cheques cleared smoothly.