Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Hill Cart Road branch in Darjiling, Siliguri, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0001403. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Hill Cart Road, Darjiling
Below in the table are the key details related to IFSC Code UTIB0001403 of Axis Bank for its branch located in Darjiling, within the district of Siliguri in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001403 |
| Branch | Hill Cart Road |
| City | Darjiling |
| District | Siliguri |
| State | West Bengal |
| Address | 32, Hill Card Road,Pradhan Nagar, Siliguri,West Bengal , Pin 734403. |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Darjiling for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0001403 for the Hill Cart Road branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Hill Cart Road, Darjiling, West Bengal, are allotted a unique IFSC like UTIB0001403 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darjiling.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Darjiling and Siliguri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Hill Cart Road reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code UTIB0001403
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hill Cart Road in Darjiling.
For example, the IFSC Code UTIB0001403 of Axis Bank for the Hill Cart Road branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0001403 of Axis Bank for its Hill Cart Road branch located in Darjiling, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Darjiling and Siliguri, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Hill Cart Road or Darjiling to get the exact IFSC Code UTIB0001403.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Darjiling, you'll get the correct details.
How to Use IFSC Code UTIB0001403 for Online Transfers?
Once you have the IFSC Code UTIB0001403 for the Hill Cart Road branch of Axis Bank in Darjiling, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0001403. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001403.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Hill Cart Road in Darjiling may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Hill Cart Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Darjiling to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001403.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 32, Hill Card Road,Pradhan Nagar, Siliguri,West Bengal , Pin 734403. located in Darjiling, Siliguri, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.