IFSC Code of Axis Bank, Hotel Airport Ashok, Kolkata, West Bengal- UTIB0E00005

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Hotel Airport Ashok branch in Calcutta, Kolkata, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Calcutta or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0E00005. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Hotel Airport Ashok, Calcutta

The table below shows the main details of the IFSC Code UTIB0E00005 for the Axis Bank branch in Calcutta, which falls under the Kolkata district in West Bengal.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Calcutta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0E00005 for the Hotel Airport Ashok branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0E00005 is given to every bank branch, including Axis Bank located in Hotel Airport Ashok, Calcutta, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Calcutta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Calcutta and Kolkata.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Hotel Airport Ashok doesn't end up at another location.

Format of the IFSC Code UTIB0E00005

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hotel Airport Ashok in Calcutta.

For example, the IFSC Code UTIB0E00005 of Axis Bank for the Hotel Airport Ashok branch has these elements, identifying the bank and the branch location in Calcutta and West Bengal correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0E00005 of Axis Bank for its Hotel Airport Ashok branch located in Calcutta, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Calcutta and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Hotel Airport Ashok or Calcutta to get the exact IFSC Code UTIB0E00005.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Calcutta, you'll get the correct details.

How to Use IFSC Code UTIB0E00005 for Online Transfers?

Once you have the IFSC Code UTIB0E00005 for the Hotel Airport Ashok branch of Axis Bank in Calcutta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0E00005. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0E00005.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Hotel Airport Ashok in Calcutta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Hotel Airport Ashok, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Calcutta manage their online transfers and cheque clearances easily.