IFSC Code of Axis Bank, Bhadrakali, Kolkata, West Bengal- UTIB0004072

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Bhadrakali branch in Hooghly, Kolkata, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Hooghly or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0004072. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bhadrakali, Hooghly

Here are the key points that are associated with the IFSC Code UTIB0004072 of Axis Bank for its branch located in Hooghly, within the district of Kolkata in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Hooghly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0004072 for the Bhadrakali branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Bhadrakali, Hooghly, West Bengal, are given a unique IFSC like UTIB0004072 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Hooghly.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Hooghly and Kolkata.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Bhadrakali goes to the correct branch. This is important because Axis Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0004072

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhadrakali in Hooghly.

For example, the IFSC Code UTIB0004072 of Axis Bank for the Bhadrakali branch has these elements, identifying the bank and the branch location in Hooghly and West Bengal correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004072 of Axis Bank for its Bhadrakali branch located in Hooghly, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Hooghly and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bhadrakali or Hooghly to get the exact IFSC Code UTIB0004072.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Hooghly, you'll get the correct details.

How to Use IFSC Code UTIB0004072 for Online Transfers?

Once you have the IFSC Code UTIB0004072 for the Bhadrakali branch of Axis Bank in Hooghly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004072. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004072.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Bhadrakali in Hooghly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Bhadrakali, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hooghly to handle online money transfers and get their cheques cleared smoothly.